The Vet gave me this odd plastic hat to wear! We have pet insurance, so I think they paid for it...
Raphael's knee surgery was covered by PetCare!
IT PAYS TO HAVE PET INSURANCE! It can really save the day if your dog has a major medical expense. Keep in mind that once your pet has a pre-exisiting condition, it is hard to switch company's ~ so please choose carefully the first time :)
Also, read policy conditions and coverages closely - the fine print discloses all the ways they plan NOT to pay you, so know what you are really comparing when making a selection between companies.
The BEST: EMBRACE http://www.embracepetinsurance.com Good rates, good coverage, excellent service, deductible is Per Year - preferred by the tinydogsrule team! Our little girl Bella is being taken such good care of, we are VERY impressed and must say, this is hands down the BEST PET INSURANCE company there is!!
Large Market Share: VPI http://www.petinsurance.com Good rates, good service, fast payouts however, payout scale could mean you pay more of bill.
Other popular choices of pet owners: http://www.petsbest.com Great 'real world' feedback in online dog forums, but is not available in all states yet.
http://www.petcareinsurance.com This company has frequent rate increases, poor customer service, the (ever rising) deductible is Per Visit and you can expect a long hold time on phone. That being said, they did cover Raphael's leg surgery and paid the amount expected and recently, covered a bout of colitis in a fairly timely manner. They do pay, but it can be a long process.
http://www.trupanion.com This is a relatively new company. Trupanion has no payout limits on care, which means no annual limit on treatment costs and they appear to charge a competitive rate for premiums.
Don't play with Fire (ants) without pet insurance!
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